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camenae
  • Female
  • Slidell, LA
  • United States

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camenae's Discussions

NAF/XCHNGE DEBT on LES??

Started this discussion. Last reply by camenae Feb 25, 2011. 4 Replies

Under Deductions, my husband's LES says NAF/XCHNGE DEBT on it. What is this for?  Thanks!Continue

Which airport??

Started this discussion. Last reply by sharongr Feb 7, 2011. 3 Replies

I know this is a long shot, but I want to ask anyway. After PIR, which airport do the Sailors fly out of to go to A school? I should be getting the "I'm a Sailor" call tomorrow from my husband so…Continue

 

camenae's Page

Latest Activity

camenae commented on Sweet*Southern*Lady (whitney)'s group 'PCSing/ Moving'
"Actually he's stationed at Sugar Grove, which is in WV. Harrisonburg is an hour away from Sugar Grove. We're quite a ways away from each other if you are by NOB!"
May 23, 2011
camenae commented on Sweet*Southern*Lady (whitney)'s group 'PCSing/ Moving'
"lol, I have no clue where any of those places are, Jess! We'll be living in Harrisonburg. I've done nothing but research the area since he got his verbals, so I think I have everything we need written down. Hopefully it's as easy as…"
May 23, 2011
camenae commented on Nichole Gibson's group 'Sailors In Pensacola, FL For A School....Corry Station too!!'
"Navymom, that's true. My husband put in a chit when he was in Phase 2 so he could spend the weekend with me off base. It had been 4 months since he had seen me (except for the day of boot camp graduation). Luckily they told him yes! As for any…"
May 22, 2011
camenae commented on Sue S's group 'Cryptology ~ CTI ~ CTM ~ CTN ~ CTR ~ CTT ~'
"Craig, thanks (as usual) for the link! It's been bookmarked and will be printed before moving. We're bringing both of our cars, so we plan on putting the majority of the stuff that we need in the cars. Also, there is NO way we could drive…"
May 21, 2011
camenae commented on Sweet*Southern*Lady (whitney)'s group 'PCSing/ Moving'
"Jess, WOW! I would love any info you have. My husband and I agreed on one after looking at the pictures online, but we plan on driving up first and looking at it before we fill out the application. What town are you living in?"
May 21, 2011
camenae commented on Nichole Gibson's group 'Sailors In Pensacola, FL For A School....Corry Station too!!'
"Yes, my husband is at Corry. They do check at the gate. They check mine every time. They only checked his once. I can say they never asked for his "phase card", however, I wouldn't take that chance. They aren't supposed to spend…"
May 21, 2011
camenae commented on Sweet*Southern*Lady (whitney)'s group 'PCSing/ Moving'
"I'm not sure what *timely* would be considering they told him last week that he had to report no later than July 1st. That gives us a little over a month to drive to VA, look at the places I've found online, drive back here and then pack,…"
May 21, 2011
camenae commented on Sweet*Southern*Lady (whitney)'s group 'PCSing/ Moving'
"Do we get all of the allowances (DLA, MALT, etc.) before our move or do we have to wait until after? If we get it beforehand, my below question doesn't need to be answered, lol!"
May 20, 2011
camenae commented on Nichole Gibson's group 'Sailors In Pensacola, FL For A School....Corry Station too!!'
"Yeah, I've been making sure the apartments/townhomes aren't too close to JMU. Some of them are "within walking distance", but they don't look super close."
May 19, 2011
camenae commented on Nichole Gibson's group 'Sailors In Pensacola, FL For A School....Corry Station too!!'
"Just throwing this out there...Anyone in this group live around Harrisonburg, Virginia? I'm looking for a little help gauging the area I'm wanting to live in. Which areas are nice, which ones aren't so nice, etc.  "
May 19, 2011
camenae commented on Sweet*Southern*Lady (whitney)'s group 'PCSing/ Moving'
"Ok. I'm here on total information overload so if I'm asking a question that I already have in the past, I'm sorry (lol).   If we ask for advance BAH, how does that work? Does that mean we won't get BAH for a month later on…"
May 19, 2011
camenae commented on Nichole Gibson's group 'Sailors In Pensacola, FL For A School....Corry Station too!!'
"Thanks, reds! Looks like we're moving (or at least him) to VA in late June, early July. Just in time to miss the sweltering heat of the South, lol!"
May 18, 2011
camenae commented on Sue S's group 'Cryptology ~ CTI ~ CTM ~ CTN ~ CTR ~ CTT ~'
"Craig, nooooooo not off Craigslist! I mean find a moving company that will drive our stuff over there for us. I know we have to do paperwork. They told us that we have to do our medical screenings before they will give him an further information so…"
May 18, 2011
camenae commented on Sue S's group 'Cryptology ~ CTI ~ CTM ~ CTN ~ CTR ~ CTT ~'
"Even for a PPM? That would be awesome if so! I thought with a PPM, WE had to do the arranging."
May 18, 2011
camenae commented on Nichole Gibson's group 'Sailors In Pensacola, FL For A School....Corry Station too!!'
"Welcome, Linda! Can't help with any of your questions, unfortunately, but I just wanted to say hi and that I don't live that far from you...until my husband and I move in a month or two anyway ;)"
May 18, 2011
camenae commented on Ebony's group 'NAVY WIVES ON N4M'
"Buck just called and said that he's getting his orders tomorrow! No more verbals! :D I'm beyond excited! I wasn't going to get too excited before because I was afraid they were going to change them on him last minute."
May 17, 2011

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When I heard “Navy,” I:
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It was positive and maturing. Our relationship has grown stronger.

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At 1:04pm on March 5, 2011, carols_kitchen said…

Let me know if you have any luck.

Carol

At 5:31pm on March 4, 2011, carols_kitchen said…
I would first ask if you have a financial POA (power of attorney.)  if so, and you have a copy of the orders to go to bootcamp (and you want minimal orders written up that the recruiter can help you get faxed to you) you then need to call anyone who is owed debt.  Ask them if they accept the orders toward lowering or stopping interest.  If so, get them faxed to them.  The best thing to do is ask, ask again, ask again, speak to supervisors and ask again.  The creditors will know what is eligible, etc. Again, this only covers debt incurred BEFORE they joined.
At 8:55pm on March 3, 2011, carols_kitchen said…

Note: This law only covers debt incurred prior to military service.
SCRA Eligibility
The SCRA covers all Active Duty servicemembers, Reservists and the members of the National Guard while on active duty. The protection begins on the date of entering active duty and generally terminates within 30 to 90 days after the date of discharge from active duty.

http://www.military.com/benefits/legal-matters/scra/overview

At 8:54pm on March 3, 2011, carols_kitchen said…

Clarifies and restates existing law that limits to 6 percent interest on credit obligations incurred prior to military service or activation, including credit card debt, for active duty servicemembers. The SCRA unambiguously states that no interest above 6 percent can accrue for credit obligations (that were established prior to active duty or activation) while on active duty, nor can that excess interest become due once the servicemember leaves active duty – instead that portion above 6 percent is permanently forgiven. Furthermore, the monthly payment must be reduced by the amount of interest saved during the covered period.


At 8:53pm on March 3, 2011, carols_kitchen said…

Servicemembers Civil Relief Act Overview
The Servicemember's Civil Relief Act (SCRA) expanded and improved the former Soldiers' and Sailors' Civil Relief Act (SSCRA). The SCRA provides a wide range of protections for individuals entering, called to active duty in the military, or deployed servicemembers. It is intended to postpone or suspend certain civil obligations to enable service members to devote full attention to duty and relieve stress on the family members of those deployed servicemembers. A few examples of such obligations you may be protected against are:

Outstanding credit card debt
Mortgage payments
Pending trials
Taxes
Terminations of lease.

At 10:16am on February 25, 2011, Jacqueline Manning said…
Cam....from everything I have read, and my Navy Contact it sounds like the NAF/XCHNGE DEBT is a debt collection. Collection Agencies can garnish military pay just like any civilian pay.
At 7:32am on February 4, 2011, JessicaB-Sailor Mom said…
here is the link to your PIR group better late than never http://www.navyformoms.com/group/pir21111
At 12:08pm on February 3, 2011, Navy for Moms Admin said…

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